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Fully Comp Insurance Cheaper Than 3rd Party?
Sounds ridiculous doesn't it?! Yet sometimes choosing a fully comprehensive insurance policy over third party cover can save you money.
So how does this work? Firstly, fewer insurance companies actually offer third party insurance (as it is typically aimed at younger or inexperienced drivers) so there are less third party policies available.
Secondly, insurance companies like stability and hate shocks. Sometimes a third party only insured individual when having an accident will just hand over insurance details to the person they hit and leave it at that. The victim can potentially be adding hire cars, medical costs or other bills to the pot and ultimately present a huge invoice to the offender's insurance company without notice.