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Mid Year Insurance Switching
We are currently in a period of increasing insurance premiums, and if you find that you've overpaid in the past several months, it might be financially viable to cancel your current policy mid term. You'll need to pay a cancellation fee (typically around £50) and you won't get the no-claims bonus you might be due for the year, but as long as you haven't claimed in the year then it's quite possibly worth switching mid term to get a refund on any outstanding money you've paid.