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Drop Useless Insurance Add-Ons
You'll be tempted by all of those seemingly free insurance company add-ons such as breakdown cover, legal expenses cover, courtesy car hire cover and so on. Think about whether you'll need them (if your partner has a car, will you really need a hire car? Have you ever heard of anyone using the free legal cover?). Very often these add-on products aren't free - they are paid for by the insurance company's customers - i.e. you! Ask the company to remove these add-ons and see how much you can bring your premium down by.