Never Pay Monthly For Insurance
Paying for your car insurance with monthly payments is often an attractive and easy option. But were you aware it can add 10% to 40% to your annual premium? If you can't afford to pay the premium in one lump sum, why not get a 0% credit card, pay the insurance up front then pay the card off monthly. That's just like paying the insurance monthly, but you'll pay far less a year.
You’ll have to be tough on yourself and make sure you pay the monthly fee, but imagine having £50 to £200 in your hand at the end of the year - that can make it all worth it.